Travel Insurance

We offer plans from 5 of Canada's best known providers! (Covid-19 coverage is available)

  • Single trip and annual plans
  • Snow-birds
  • Visitors to Canada


Things to know before you obtain a Quote or Buy Online:

  1. The Government of Canada provides helpful information about travelling outside Canada

        Click here to learn more.

  1. Each province provides information online for travellers. Click here for information from the Province of Ontario.

    Ontario’s Ministry of Health states, “The government strongly recommends that Ontarians travelling outside Canada purchase the appropriate travel health insurance coverage in the event emergency health services are needed and not rely solely on OHIP coverage.”
     
  2. Does your credit card offer travel insurance? Don’t assume it’s enough. Here are 9 things to consider about travel insurance from credit cards. Read more.
     
  3. If you have a pre-existing medical condition, it’s important to let your insurer know about this before you travel, even if you’ve already purchased travel insurance. That also includes credit card insurance and for travel insurance through your employer. Every insurance company and contract is different and you need to be certain that you're covered before you leave the country.

 

If you need assistance we'll be glad to help.

Give us a call at 705-949-1316 or email us at [email protected]

Manulife Travel Insurance

One of Canada’s largest names in travel insurance. 

  • Single trip and annual plans
  • Pre-existing health coverage if stable 
  • $10 million coverage, $5 million Covid-19 all available
  • Also students and visitors to Canada


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Buy Manulife Travel Insurance

TourMed

This company offers custom plans on a case-by-case basis for pre-existing conditions. Competitive rates for seniors and snowbirds!

  • A wide variety of plans are available
  • Personalized plans to meet your needs
  • Complimentary benefits such as emergency round trip benefit, $25,000 accidental death coverage,
  • Pharmacy card for trips to the United States 

 

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Buy TourMed travel insurance

Blue Cross Ontario Travel Insurance

A good choice if you are over the age of 60 and have pre-existing health issues.

  • Available in annual plans and single trip policies
  • $5,000,000 in Emergency Medical Coverage
  • Simplified health questionnaire if under age 80
  • Well priced for ‘snow bird’ clients with common health issues

 

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Buy Blue Cross Travel Insurance

Tugo

 A great choice for Canadians heading to a tropical beach, cross-border shopping or visiting family or friends in another province or country.

  • Tugo has been providing travel insurance to Canadians for over 50 years
  • Single trip and multi-trip plans
  • Trip cancellation & interruption, accidental death, non-medical plans (missed flights, lost baggage, all-inclusive plans)
  • Optional coverages include sports and rental car protection


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Buy Tugo Travel Insurance

GMS TravelStar

GMS is one of Canada’s biggest travel insurance providers. A good choice if you are under the age of 60 and with minor health issues.

  • Available in annual plans and single trip policies
  • $5,000,000 in Emergency Medical Coverage
  • Simplified Health Questionnaire if no serious health issues and well priced for individuals and families
  • Under age 60

 

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Buy GMS TravelStar Travel Insurance

Critical illness insurance

As brokers, we have access to plans from virtually any insurance company in Canada.

Some of our favourite providers are Canada Life and Manulife.


To learn more about Critical illness insurance

Click here

Manulife - Critical Illness Insurance

Critical Illness Insurance offered by Manulife is available to people from 18-65 years of age.

  • This plan provides coverage of $25,000, $50,000 or $75,000  for 5 of the most common critical illness conditions: cancer, heart attack, stroke, coronary artery bypass surgery or aortic surgery.
  • No medical questionnaire is required. A simple declaration of good health is all that is needed.
  • Premiums are guaranteed for a 5 year period.


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Buy Manulife Critical Illness Insurance

High interest

Savings Account

Individual Health

Plans

 


Select a plan that best suits your needs, or if you would like to learn more:

Click here

Manulife Bank Advantage Account

  • Earn 1.50% on every dollar
  • Free unlimited everyday transactions when you keep a balance of just $1,000 PLUS free bank-to-bank transfers
  • Bank when and where you want with online and mobile banking
  • Access your money at over 3,500 ABM's across Canada
     

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Buy Manulife Bank Advantage Account
 

Manulife Flexcare Cover Me Plans

Is the right choice for you if you are under age of 60 and in good health.

  • This plan is for individuals and/or families without health insurance
  • Offers a base of extended medical coverages along with dental coverage, prescription drug coverage or a combination of both
  • Coverage for ambulance, medical equipment, paramedical professionals (massage, chiro, physio, etc.) Pre-Existing conditions will not be covered
  • Well priced for individuals and families under age 60
  • All pre-existing conditions covered if stable for as little as 3 months, 6 months in some cases
  • Travel insurance is covered, and updates are available for longer trips, catastrophic coverage and enhanced prescription drug coverage up to $10,000 a year
  • Includes Pay-Direct Drug Card
     

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Buy Manulife Flexcare Cover Me Plan

Sun Life - Personal Health Insurance Plans

A good choice if you need a benefits plan, and are willing to answer medical questions.

  • Age 69 or younger (plans are renewal for customers over 70) and you don’t have a major illness or pre-existing condition
  • Sun Life offers 3 plans, 2 of which offer amongst the best coverages available for prescription drugs
  • All plans cover healthcare, drugs and dental, with options for higher coverages including higher limits for drugs, dental, semi-private hospital visioncare and travel insurance
  • Best Doctor’s services are available
  • Sun Life mobile app included
     

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Buy Sun Life Personal Health Insurance

Manulife Flexcare Follow Me Plans

Is the right choice if you are leaving a group insurance plan for any reason.

  • Coverage is guaranteed if applied for within 90 days of leaving a group insurance plan
  • All Pre-existing conditions are covered
  • Offers a base of extended medical coverages along with dental coverage, prescription drug coverage or a combination of both
  • Coverage for ambulance, medical equipment, paramedical professionals (massage, chiro, physio, etc.)
  • Offers add-ons for travel insurance, catastrophic coverage and enhanced prescription drug coverage up to $10,000 a year
  • Includes Pay-Direct Drug Card


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Buy Manulife Flexcare Follow Me Plan

Sun Life - Health Coverage Choice

If you are leaving a group benefits plan, or will be losing your group benefits, Health Coverage Choice might be a good option.

  • There are no medical requirements required
  • You must be 74 or younger (plan can be renewed for those 75 and over)
  • You must apply within 60 days of losing your current benefits coverage
  • 3 plans available
     

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Buy Sun Life Health Coverage Choice

Great-West Life - Plan Direct

Plan Direct is a great choice for individuals retiring or for people that are losing their job.

  • Coverage is guaranteed if they apply to Plan Direct within 60 days (they can apply right here online)
  • No medical exam is required, and people with pre-existing conditions can apply
  • Plan Direct has 3 plans to choose from, with varying levels of coverage
  • All claims can be made online
     

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Buy Great-West Life Sonata Health Coverage

GMS Personal Health Coverage

A good choice if you want a basic plan and lower premiums, or you have pre-existing medical conditions.

  • Offers a basic plan of extended medical coverages – can be purchased as a stand-alone product
  • Provides coverage for ambulance, medical equipment, paramedical professionals (massage, chiro, physio, etc.)
  • Options to add dental coverage, prescription drug coverage or a combination of both, in either basic or enhanced versions
  • Enhanced drug option covers pre-existing conditions up to $500/year
  • Offers add-ons for travel insurance
  • Pay-Direct Drug Card is available


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Buy GMS Personal Health Coverage

Great-West Life - Sonata Health

Sonata Health plans offer health and dental benefits for individuals and families.

  • 3 plan designs, a guaranteed acceptance plan and 2 plans that offer higher levels of coverage
  • All plans offer drug coverage, dentalcare, paramedical services (physio, chiro, massage, etc.), ambulance services, vision coverage, medical supplies, hearing aids
  • Optional benefits include emergency travel, semi-private hospital, major dental services, etc.
  • All claims can be made online
     

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Buy Great-West Life Sonata Health Coverage