Travel Insurance Plans
We offer plans from 5 of Canada's best known providers! (Covid-19 coverage is available)
- Single trip and annual plans
- Snow-birds
- Visitors to Canada
Things to know before you obtain a Quote or Buy Online:
- The Government of Canada provides helpful information about traveling outside Canada Click here to learn more.
- Each province provides information online for travelers. Click here for information from the Province of Ontario.
Ontario’s Ministry of Health states, “The government strongly recommends that Ontarians traveling outside Canada purchase the appropriate travel health insurance coverage in the event emergency health services are needed and not rely solely on OHIP coverage.” - Does your credit card offer travel insurance? Don’t assume it’s enough. Here are 9 things to consider about travel insurance from credit cards. Read more.
If you have a pre-existing medical condition, it’s important to let your insurer know about this before you travel, even if you’ve already purchased travel insurance. That also includes credit card insurance and for travel insurance through your employer. Every insurance company and contract is different and you need to be certain that you're covered before you leave the country.
If you need assistance we'll be glad to help.
Give us a call at 705-949-1316 or email us at info@ourfinancialplans.ca
Manulife Travel Insurance
One of Canada’s largest names in travel insurance.
- Single trip and annual plans
- Pre-existing health coverage if stable
- $10 million coverage, $5 million Covid-19 all available
- Also students and visitors to Canada
The following link will take you off our site*
TourMed
This company offers custom plans on a case-by-case basis for pre-existing conditions. Competitive rates for seniors and snowbirds!
- A wide variety of plans are available
- Personalized plans to meet your needs
- Complimentary benefits such as emergency round trip benefit, $25,000 accidental death coverage,
- Pharmacy card for trips to the United States
The following link will take you off our site*
Blue Cross Ontario Travel Insurance
A good choice if you are over the age of 60 and have pre-existing health issues.
- Available in annual plans and single trip policies
- $5,000,000 in Emergency Medical Coverage
- Simplified health questionnaire if under age 80
- Well priced for ‘snow bird’ clients with common health issues
The following link will take you off our site*
Tugo
A great choice for Canadians heading to a tropical beach, cross-border shopping or visiting family or friends in another province or country.
- Tugo has been providing travel insurance to Canadians for over 50 years
- Single trip and multi-trip plans
- Trip cancellation & interruption, accidental death, non-medical plans (missed flights, lost baggage, all-inclusive plans)
- Optional coverages include sports and rental car protection
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GMS TravelStar
GMS is one of Canada’s biggest travel insurance providers. A good choice if you are under the age of 60 and with minor health issues.
- Available in annual plans and single trip policies
- $5,000,000 in Emergency Medical Coverage
- Simplified Health Questionnaire if no serious health issues and well priced for individuals and families
- Under age 60
The following link will take you off our site*
Critical Illness Insurance Plans
As brokers, we have access to plans from virtually any insurance company in Canada.
Some of our favourite providers are Canada Life and Manulife.
LEARN MORE about Critical illness insurance.
Manulife - Critical Illness Insurance
Critical Illness Insurance offered by Manulife is available to people from 18-65 years of age.
- This plan provides coverage of $25,000, $50,000 or $75,000 for 5 of the most common critical illness conditions: cancer, heart attack, stroke, coronary artery bypass surgery or aortic surgery.
- No medical questionnaire is required. A simple declaration of good health is all that is needed.
- Premiums are guaranteed for a 5 year period.
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Individual Health Plans
Drugs / Dental / Travel
We offer plans from 5 providers. Some have medical questions, some plans are best for people with pre-existing health conditions, and others for people that are about to lose or have lost their employer's group benefit plan.
GMS Personal Health Coverage
A good choice if you want a basic plan and lower premiums, or you have pre-existing medical conditions.
- Offers a basic plan of extended medical coverages – can be purchased as a stand-alone product
- Provides coverage for ambulance, medical equipment, paramedical professionals (massage, chiro, physio, etc.)
- Options to add dental coverage, prescription drug coverage or a combination of both, in either basic or enhanced versions
- Enhanced drug option covers pre-existing conditions up to $500/year
- Offers add-ons for travel insurance
- Pay-Direct Drug Card is available
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High Interest Savings Plans
Manulife Bank Advantage Account
- High Interest on every dollar in your account
- Easy access to your money with personal online banking, mobile and telephone banking, as well as access to thousands of ATMs
- All the features of a chequing account – you can deposit a cheque using mobile deposit, send or receive money using Interac e-Transfer®, make Interac® Debit card purchases, pay bills and more!
- Unlimited free everyday banking transactions – when you keep $1,000 in your account.
The following link will take you off our site*
Buy Manulife Bank Advantage Account
*Interest rates are subject to change. Please check Manulife Bank's website for accuracy.